Since 2007, ARC Capital has been established as the leader in providing private money in Sonoma County, specializing in alternative money loans (also known as hard money loans.) Our office of dedicated professionals is committed to providing a personal experience, ensuring every aspect of the loan process runs smoothly and efficiently. We lend in Northern California including the greater Bay Area and the Greater Sacramento area. We also provide loans to many other regions of California as well as other states depending on your financial needs. Typically, a purchase loan requires at least 30% down payment, sometimes more depending on the details of the transaction. Refinances require slightly more equity than purchases. When you are unable to get a deal done with the banks, ARC Capital is here to help. ARC Capital closes many loans that were turned down elsewhere. We consistently close transactions and save purchases where banks could not. Credit scores are not an issue and either are p