eCO Credit Union is a not-for-profit, democratically controlled financial cooperative, which exists solely to provide safe, cost-efficient and personal financial services to its members. eCO Credit Union was founded in 1939, and today has over 13,600 members and over $120 million in assets. eCO proudly serves members in Jefferson, Shelby, Cullman, Walker and Blount counties. Additional information about eCO and its line of products and services can be found at www.ecocu.org. eCO Credit Union is a Federally Insured State Chartered Credit Union with 11 branches, assets of $117,933,987 that is headquartered in Birmingham, AL. eCO Credit Union was founded in 1939. At the credit union, you are a member and part owner. Your ideas play an integral role in the credit union’s structure. Members have a say in how the credit union is operated, and their suggestions are always welcomed. Since the credit union has no outside shareholders, only members benefit from eCO Credit Union earnings through