Need a payday loan? Short on cash? Need cash for a vacation? How about a car repair? No matter what you want to use your loan for we are here to make it happen. A cash advance (also known as a payday loan), is a sensible, convenient alternative to costly bounced checks, bank overdraft protection fees, late payment charges, and tarnished credit ratings.  K & M offers the lowest rate of any payday lender in Kearney, Excelsior Springs or Liberty. Call to hear about our low low rates