Welcome to the Bankruptcy Division of. This expanded department provides debt relief services to Mid-Michigan including, but not limited to, Lansing, East Lansing, Okemos, Charlotte, Grand Ledge, DeWitt, St. Johns and other cities within Ingham, Clinton and Eaton Counties. Many Michigan residents are either unemployed or underemployed and are unable to pay their creditors. Increasing interest rates, late payment fees, lawsuits, wage garnishments, repossessions and foreclosures only work to increase your anxiety about your inability to pay back your debt. Phone calls from bill collectors, collection agencies, attorneys and pending lawsuits add to your stress. In addition, you may feel harassed, embarrassed, and helpless against debt collectors, collection companies and creditor’s attorneys. But there may be a fresh financial start to managing your debt.