The Royal Oak Branch of The Bank of Marion is a full-service bank with the best checking accounts – including Free Checking, Preferred Benefits Checking and the best home loans – including up to 30-year fixed rate loans, No Down Payment Home Loans, up to 100% Cash-Out Re-Fi Home Loans, virtually instant personal loans, and Platinum Rewards Credit Cards. Enjoy free online banking, free BillPay, free mobile banking, free mobile deposit, and more. Member FDIC. Equal Housing Lender.