Royal Sands Insurance in an independent insurance agency located in Madeira Beach, Florida. Royal Sands Insurance prides itself on customer service & providing the most competitive rates on ALL types of insurance. Royal Sands Insurance services the entire State of Florida, as well as, New York, Pennsylvania, Ohio & Michigan. Royal Sands Insurance offers all lines, including but not limited to….Auto, Home, Health, Life, Medicare for Seniors & Annuities for the planning of your future.